Debt consolidation


What is debt consolidation?

If you are currently paying off debts such as credit cards, car loans or personal loans, consolidating debt with your home loan could help you save money. Debt consolidation is essentially bundling all of your debt with your home loan to make one monthly repayment. Since home loans generally have much lower interest rates than unsecured debts, you could reduce the amount of interest you pay. That way you can pay the debt back over a longer repayment term at a lower interest rate.


Means more choice and better rates

Choosing from over 2,500 different home loan options means you can find the right loan for your individual needs. Plus, our experts will negotiate on your behalf to get you the best deal possible.

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Low rates home loans designed for you

Upsizing, downsizing, investing or buying your first property? We’ll calculate your borrowing power and find the perfect loan.

  • Low deposit loan
  • 24 hour pre-approval
  • Low doc home loan
  • Investment loan
  • New build loan
  • Consolidate debt

Home Loan Calculators

Borrowing Power Calculator

Work out how much you could borrow based on your income and how much you owe.


Calculate Stamp Duty

Estimate how much stamp duty and extra fees you might need to pay for the property you want.


Repayments calculator

Find out how much your weekly, fortnightly or monthly your home loan repayments will cost.